1. Scope of Application

The Terms of Service and Privacy Policy apply solely to the software and services owned by the Company, including the PiggyAccounting app (Android and iOS) and this website. Software or services not belonging to the Company that are provided when using the Company's software or services, or software and services provided by the Company's partners, are not subject to this policy.

2. Data Collection

The Company may collect personal data about you. Personal data refers to various types of information that can identify you, as described below:

2.1 Personal data you provide to the Company

2.1.1 Contact information: When you contact customer support, take part in an activity or send feedback, the Company receives the contact details you provide, such as your email address.

2.1.2 Cloud sync account: To use cloud sync you sign in with a Google or Apple account, and the Company receives that account's email address and account identifier. If you sign in with Apple and choose to hide your email, the Company receives the relay address provided by Apple; if Apple provides your name, it may also be stored by the sign-in service.

2.1.3 Cloud sync data: Once cloud sync is on, your records (including amount, time, category, account and note), accounts (including name, currency and amount), categories, periods and auto-accounting templates are uploaded to the cloud so they can be synced between your devices. Invoices, budgets, mobile carrier barcodes and app settings are not uploaded.

2.1.4 Data kept only on your device: Without cloud sync, the data above is stored only on your device. Invoice barcodes are scanned on the device; mobile carrier barcodes are stored only on the device and its home screen widget; uniform invoice winning numbers are downloaded by the app and checked on the device.

2.2 Data collected automatically

To show ads, understand how the app is used and improve its stability, third-party services used by the app may automatically collect: your device's advertising identifier, app usage events and device information (Firebase Analytics), crash reports (Firebase Crashlytics), a device token for push notifications (Firebase Cloud Messaging), and an app instance identifier when remote settings are read (Firebase Remote Config). This website may use cookies and traffic analytics; you can delete cookies through your browser settings.

3. Use of Personal Data

Personal data is collected to provide the accounting and cloud sync services, process subscriptions and purchases, show ads, analyze and improve the software and services, and answer your enquiries.

3.1 The period and scope of personal data collection and use are as follows:

3.1.1 Cloud sync data and account: Kept until you delete them. If your account has not synced for one year since its last sync (for example, because you no longer use the app), the Company deletes all of that account's cloud data and its sign-in account.

3.1.2 Deleted data: After you delete data in the app, the cloud keeps a deletion record so your other devices delete it too; the record is removed automatically after at most 180 days.

3.1.3 Backup before using the cloud data: When you choose to replace the data on your device with the cloud data, the app first saves a backup on the device. This backup stays on your device and is not uploaded.

3.1.4 Other data: Kept until you stop using the services or request deletion, unless the law requires otherwise.

3.1.5 Scope: The Company and the service providers listed in Section 4.

3.1.6 Method: Personal data is processed and used through the software, the services and their databases, within the specific purpose of collection.

3.2 De-identified statistics: The Company may compile data into statistics that cannot identify any individual (for example, the share of each category or how long the app is used) to improve its software and services. The statistics contain no individual records, and reports derived from them belong to the Company. When you delete your account, all of your cloud data is deleted.

4. Sharing and Disclosure of Information

The Company does not sell your personal data. Except in the cases below or with your consent, the Company does not provide your personal data to third parties:

4.1 Company employees: Data processing, protection, storage, customer support, research and development, and related back-office operations regarding personal data are all performed by authorized personnel.

4.2 Service providers: The Company uses the following services to provide the app's features and gives each only the data its service needs: Google Firebase (the cloud sync database, stored in Google Cloud's Taiwan region; sign-in, analytics, crash reports, push notifications and remote settings may be processed outside Taiwan), Google Sign-In, Sign in with Apple, Google AdMob (ads), Google Play Billing and the Apple App Store (subscriptions and purchases; the Company never receives your payment card number), and the Taiwan Futures Exchange open data (exchange rates; no personal data is sent).

4.3 Regulatory authorities or third-party audit agencies: Regulatory authorities or third-party audit agencies may conduct on-site inspections or audits of the Company to ensure safe and trustworthy services, may require the Company to submit statistical analysis data, or may require necessary data as the law provides.

5. Data Maintenance and Security

5.1 The Company takes appropriate personal data protection measures and grants access to personal data processing and use only to authorized personnel as necessary. Cloud data is sent over encrypted connections, and access rules let each user reach only their own data.

5.2 The Company's software may include, link to, or redirect to websites or links held or operated by third parties. Please note that once you leave the Company's service pages, you will no longer be protected or bound by this Policy. If you personally consent to such websites collecting, processing, or utilizing your personal data, the Company bears no responsibility for this.

6. Rights Regarding Personal Data

6.1 You may query, copy, or request changes to your personal data. When necessary, the Company reserves the right to require you to provide relevant personal data and written information to assist with processing procedures.

6.2 Deleting your cloud data and account: You can delete them at any time in either of these ways:

(1) In the app, go to Advanced → Cloud Sync → Delete All Cloud Data and Account, enter the confirmation number and sign in again; the Company then immediately deletes all of your cloud data and your sign-in account, and for Sign in with Apple also revokes the app's access to your Apple account. The data on your device is kept; to delete it too, choose Delete Cloud Account and Device Data instead.

(2) Email customer support at coceany@gmail.com with the email address you signed in with; the Company deletes the data after verifying your identity. You may also email a request for the Company to delete, or stop collecting, processing or using, your other personal data; such a request takes effect after a reasonable working time from when it reaches the Company.

6.3 Statistics produced under Section 3.2 that can no longer identify you are not your personal data and cannot be deleted from.

6.4 After verifying your identity, the Company will fulfill the above obligations within the statutory period based on your application. If you authorize another person to apply on your behalf, additional valid identification must be provided for verification.

7. Revisions to the Privacy Policy

The Company will update this Policy from time to time and will announce it on its webpage, within the application, or through other means. When the Company makes significant changes, it will notify you in an appropriate manner. If you continue to use the services after receiving notification, you are deemed to have agreed to be bound by the latest version of this Policy.